By Charles Berquist Section 457(b) plans are an effective way for tax-exempt employers to increase the retirement savings of their key employees through employee and/or employer contributions and earnings on those contributions.  A 457(b) plan must be maintained pursuant to a written plan document that contains all of the material terms and conditions for benefits […]

You are the manager of Company ABLE. You sign an agreement with Company XENON that requires it to provide coverage under its Commercial General Liability Policy (“CGL”) to Company ABLE as an additional insured. The insurance agent for Company XENON sends you a Certificate of Insurance that shows the limits and type of coverage under […]

Designers, advertisers, and other creatives, as well as their clients need to think about potential trademark infringement liability each time a new tagline or logo is created and used to market goods or services. Potential liability is generally addressed by conducting trademark searches before launching the new mark in the public domain. But what if […]

The insurance laws of several states, including Minnesota, provide for the creation of “mutual insurance holding companies”. A mutual insurance company can convert to a mutual insurance holding company structure by electing to do so under the applicable insurance statutes, and obtaining the necessary approvals of members, board of directors and insurance regulators. Under the […]